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About Rob
Dr. Robert E. Hoyt is the Dudley L. Moore, Jr. Chair of Insurance and Professor Emeritus in the C. Herman Terry Risk Management and Insurance Program at the University of Georgia's Terry College of Business. He joined the UGA faculty in 1988 as an assistant professor of risk management and insurance, advancing to associate professor in 1994 and full professor in 2000. Hoyt served as department head of Insurance, Legal Studies, and Real Estate for 23 years from 2000 to 2023, interim dean of the Terry College in 2007, director of the Center for Insurance Education and Research from 2007, and director of the Center for Strategic Risk Management. Prior to UGA, he was an assistant professor at Missouri State University from 1985 to 1988. His academic background includes a PhD in Risk and Insurance from the University of Pennsylvania's Wharton School in 1987, an MA in Risk and Insurance from Wharton in 1983, and a BS in Mathematics and Economics from the University of Nebraska-Lincoln in 1980. He was an S.S. Huebner Fellow at Wharton and held visiting positions including Fulbright Visiting Professor at Vienna University of Economics and Business Administration, Swiss Re Visiting Scholar at University of Munich, and Gen Re Visiting Scholar at University of Cologne.
Hoyt's research specializations encompass enterprise risk management, corporate hedging and securitization, catastrophe risk and risk management, insurer solvency, insurance fraud, and insurance economics. Key publications include the textbook Risk Management and Insurance (Top Hat Publishing, 2023 and earlier editions, co-authored with Marc A. Ragin and David W. Sommer), and peer-reviewed articles such as "The Value of Enterprise Risk Management" (Journal of Risk and Insurance, 2011, with Andre P. Liebenberg), "The Determinants of Enterprise Risk Management: Evidence from the Appointment of Chief Risk Officers" (Risk Management and Insurance Review, 2003, with Andre P. Liebenberg), and "The Demand for Flood Insurance: Empirical Evidence" (Journal of Risk and Uncertainty, 2000, with Mark J. Browne). He has received the American Risk and Insurance Association President's Award (2023), Robert I. Mehr Research Award (2021), Geneva Association/IIS Research Award (2009), and multiple teaching awards including Terry College Outstanding Teaching Award (2009). Hoyt's influence includes past presidencies of the American Risk and Insurance Association, Risk Theory Society, and Southern Risk and Insurance Association, and vice presidency of the International Insurance Society. He serves on boards of a property-casualty insurer and a captive insurer, and chaired the board of Athens Regional Medical Center.
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