Rate My Professor Jay Noviarini

Jelita (Jay) Noviarini is a Finance Associate in the Financial Services Division at the University of Otago, where she supports the financial operations for the School of Pharmacy and Physiotherapy and the Primary Health Care and General Practice department at University of Otago, Wellington. She completed her Doctor of Philosophy in Accountancy and Finance at the University of Otago between 2016 and 2019, receiving the University of Otago Doctoral Scholarship. Her PhD thesis, "Essays on Retirement Wellbeing in New Zealand," supervised by Helen Roberts, Andrew Coleman, and Rosalind H. Whiting from the Department of Accountancy and Finance, explored critical dimensions of financial security, planning, and wellbeing for retirees in New Zealand. This work forms the foundation of her research contributions to understanding retirement dynamics in the country.

Noviarini's research specializations include financial literacy, debt, risk tolerance, retirement preparedness, housing liquidation, and resource allocation decisions among retirees. Her key publications demonstrate significant impact in these areas. In 2021, she published "Financial literacy, debt, risk tolerance and retirement preparedness: Evidence from New Zealand" in the Pacific-Basin Finance Journal, co-authored with Andrew Coleman, Helen Roberts, and Rosalind H. Whiting, analyzing how financial knowledge, debt burdens, and risk attitudes influence retirement outcomes using New Zealand survey data. Earlier, in 2019, "Housing liquidation and financial adequacy of retirees in New Zealand" appeared in Housing Studies, assessing the role of home sales in maintaining financial stability for retirees, including those who are divorced or widowed. A follow-up study, "Financial literacy and retirees' resource allocation decisions in New Zealand," was published in the Pacific-Basin Finance Journal in 2023, detailing how financial literacy shapes post-retirement spending and saving patterns. She maintains affiliations with the University of Otago's Collaboration for Ageing Research Excellence (CARE) and contributed analysis to the Retirement Commission's 2022 report on retirement income preferences in New Zealand from 2014 to 2022. Noviarini holds ORCID iD 0000-0002-5396-8838 and a ResearchGate profile documenting her scholarly output.