Rate My Professor Jay Noviarini

Noviarini's research specializations include financial literacy, debt, risk tolerance, retirement preparedness, housing liquidation, and resource allocation decisions among retirees. Her key publications demonstrate significant impact in these areas. In 2021, she published "Financial literacy, debt, risk tolerance and retirement preparedness: Evidence from New Zealand" in the Pacific-Basin Finance Journal, co-authored with Andrew Coleman, Helen Roberts, and Rosalind H. Whiting, analyzing how financial knowledge, debt burdens, and risk attitudes influence retirement outcomes using New Zealand survey data. Earlier, in 2019, "Housing liquidation and financial adequacy of retirees in New Zealand" appeared in Housing Studies, assessing the role of home sales in maintaining financial stability for retirees, including those who are divorced or widowed. A follow-up study, "Financial literacy and retirees' resource allocation decisions in New Zealand," was published in the Pacific-Basin Finance Journal in 2023, detailing how financial literacy shapes post-retirement spending and saving patterns. She maintains affiliations with the University of Otago's Collaboration for Ageing Research Excellence (CARE) and contributed analysis to the Retirement Commission's 2022 report on retirement income preferences in New Zealand from 2014 to 2022. Noviarini holds ORCID iD 0000-0002-5396-8838 and a ResearchGate profile documenting her scholarly output.